To get pre-approved for a home loan is a facility that banks provide to cater your interest in home loan

even before you have zero properties. You can apply for a pre-approval home loan and the bank will

verify your application. The approval takes time of around 60-90 days. The bank performs this as per

your requirements meeting its norms. Any bank will mark you eligible for a home loan only by checking

your previous credit history and current income.